Understand and reduce card fees. A buyer's guide for merchants
The Merchant Service Charge (MSC) is both the largest and most commonly overcharged card processing fee. This means it’s important for merchants who take card payments in person to know exactly what the MSC consists of, how it is set and which elements are negotiable. Smaller merchants are particularly vulnerable to being overcharged. In this post, we explain what the MSC is, providing a breakdown of the three fees it consists of, as well as some valuable tips on how to avoid being overcharged.